Thank you for engaging the Yarra Lane Group.
These terms and conditions apply to all clients who engage an entity in the Yarra Lane Group to provide our taxation, accounting, business advisory and related services.
Tailoring our services to you
The annexure to these terms describes the separate entities which comprise the Yarra Lane Group business units, and the specific services which each unit provides to our clients. When you engage Yarra Lane Group, you may engage more than one business unit to act for you, if you require a range of services to be provided. For example, you may require tax and accounting advice – which is provided by our Yarra Lane Tax & Accounting Pty Ltd business, as well as mortgage broking services – which are provided separately by Yarra Lane Finance Pty Ltd.
No referral fees or commissions
If a client is referred from one business unit to another, no Yarra Lane entity pays a referral fee or commission to another of the Yarra Lane entities. Each business unit charges the client separately for the services which it supplies to the client.
There are some specific terms which apply to different business units
As a result of each business unit providing services of a different kind, each one has different regulatory and disclosure requirements.
So when you engage each business unit, there will be additional terms and conditions specific to those services. Those terms and conditions complement these general terms, but to the extent there is any inconsistency the specific terms and conditions prevail.
Business units have some common ownership, and common officers
Each business unit is a separate legal entity, but each unit has ownership in common with the others to varying degrees, and do have common officers and employees.
Confidentiality
Your confidential information is kept confidential to your file within each business unit, except to the extent that you authorise Yarra Lane Group to share information between business units in order that each business unit is able to provide its services to you.
Generally that authorisation will be sought from you in person when it is apparent that you will require, for instance, tax and accounting services (provided by Yarra Lane Tax & Accounting) as well as financial planning services (provided by Yarra Lane Wealth). Otherwise, Yarra Lane Group will seek that authorisation from you in writing.
In some circumstances, outlined under ‘Conflicts management’ below, persons who work in or have an ownership interest in a particular business unit will be prevented from accessing information on your file in that business unit.
Concerns
Any current or prospective client of Yarra Lane Group who has any concerns regarding these terms, the implementation of these terms or the application of the Conflicts Protocols, should immediately speak with their existing contact at Yarra Lane Group to attempt to resolve those concerns.
If those concerns cannot be resolved to the client or prospective client’s satisfaction, then Yarra Lane Group will advise the client to seek independent advice (and will assist with a referral if so requested).
Consent
By engaging an entity in the Yarra Lane Group, you acknowledge and agree that you are bound by these terms and consent to each relevant entity in the Yarra Lane Group providing its services to you in the manner set out in this document. Each of those entities may separately rely on this acknowledgment.
Annexure – the entities comprising the Yarra Lane Group are:
| Services | Financial planning and advice |
| Entity | Yarra Lane Wealth Pty Ltd ACN: 604 474 464 |
| Licence details | Authorised representative of Interprac Financial Planning Pty Ltd AFSL: 246638 |
| Short name | Yarra Lane Wealth |
| Service Terms | Interprac Financial Planning Pty Ltd Financial Services Guide – Part 1 Interprac Financial Planning Pty Ltd Financial Services Guide – Part 2 Adviser Profile |
| Services | Tax and accounting services |
| Entity | Yarra Lane Tax & Accounting Pty Ltd ACN: 638 122 086 |
| Short name | Yarra Lane Tax & Accounting |
| Service Terms | Letter of engagement |
| Services | Mortgage broking |
| Entity | Yarra Lane Finance Pty Ltd ACN: 108 784 425 |
| Licence details | Australian Credit Licence Number 392272 |
| Short name | Yarra Lane Finance |
| Service terms | Yarra Lane Credit Guide |
| Services | Commercial and general insurance broking |
| Entity | Yarra Lane Insurance Pty Ltd |
| Licence details | Corporate Authorised Representative of Australian Broker Network Pty Ltd AFSL: 253131, CAR number 1286338 |
| Short name | Yarra Lane Insurance |
| Service Terms | Australian Broker Network Pty Ltd Financial Services Guide |
| Services | Business bookkeeping |
| Entity | Beezwax Business Solutions Pty Ltd ACN: 603 735 333 |
| Short name | Beezwax Business Solutions |
| Service Terms | Letter of engagement |
| Services | Legal Services including conveyancing, estate planning and business transactions |
| Entity | Yarra Lane Legal Pty Ltd ACN: 618 417 299 |
| Short name | Yarra Lane Legal |
| Service Terms | Cost agreement / disclosure letter / engagement letter |