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Data Breaches

It’s no secret that data breaches are becoming more and more common. In fact, a recent study found that 43 percent of companies have experienced a data breach in the past year. And the costs of these breaches can be significant – the average cost of a data breach is now $3.86 million. So what […]

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Group insurance Vs Retail Insurance

Group insurance Vs Retail Insurance

When considering personal insurance it is important to understand the differences between Group Insurance and Personalised (or Retail) Insurance policies to ensure you and your family are adequately covered in the event of death, disability or other event that prevents you from meeting your financial needs and obligations. Risk/Insurance advice to professionals, business owners and families, I have noticed that many clients are not aware of the types and levels of insurance they have in place while others assume they have adequate cover when they respond, “yes I have insurance in my super fund”

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